By: Richard Bernstein 6/14/13 This was a memorable week in our fight to eradicate bullying from Michigan’s schools. As the school year comes to a...
By Richard Bernstein It was a great honor to have recently returned from traveling to London to work with Chabad Lubavitch UK. Chabad Lubavitch is...
A car accident can be a traumatic experience, no matter how serious. Even experienced, cautious drivers can be involved in accidents due to the negligent...
How can someone steal your identity?
They use your name, Social Security number, credit card number, or other personal information to commit fraud or theft. They might:
Problems that result, such as unpaid bills, are reported on your credit report.
You can reduce the chance a con artist can go on a spending spree with your money or steal your identify by taking these precautions:
Despite these precautions, problems can still happen. If a card is missing or you suspect another problem, notify the company immediately.
If you become an ID theft victim, file a report with your local police. Keep a copy of the police report, which will make it easier to prove your case to creditors and retailers.
Contact the credit-reporting bureaus and ask them to flag your account with a fraud alert, which asks merchants not to grant new credit without your approval.
To simplify the lengthy credit-repair process, the FTC now offers an ID Theft Affidavit you can use to report the crime to most of the parties involved. Request a copy of the form by calling toll-free 1-877-ID-THEFT or visiting www.consumer.gov/idtheft. All three credit bureaus and many major creditors have agreed to accept the affidavit. You can also use this web site to file complaint with the FTC.
When dealing with ID theft, you can also get advice from the Identify Theft Resource Center at www.idtheftcenter.org.
This information is provided by the Federal Citizen Information Center of the U.S. General Services Administration.
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